Aircraft Insurance

Protect your aircraft with coverage built by aviation specialists

From light sport singles and experimentals to turboprops, light jets and warbirds, OptiSurance places private aircraft coverage with the industry's leading aviation underwriters — liability, hull and medical, structured around how you actually fly.

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Coverage we place

Liability

Protection for bodily injury and property damage, with combined single-limit and per-passenger options to match your mission.

Aircraft hull

Agreed-value hull coverage for ground, taxi and in-flight exposure so you know exactly what your aircraft is insured for.

Medical payments

Medical expense coverage for occupants, available alongside your liability and hull program.

Aircraft we insure

Why work through OptiSurance

  • Aviation is all we do — not an add-on to home and auto.
  • We shop top aviation carriers to compete your rate.
  • Professional, long-term policy management as your flying changes.

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OptiSky, LLC · OptiSurance
4511 Eddie Rickenbacker
Addison, Texas 75001
972.735.8600 Main
972.735.8603 Fax

Eight aircraft, the numbers that decide a mission

Stepping up? These eight turboprops and light jets cover most owner-flown missions. The specs below are the ones that actually drive the decision — range, speed, payload and what the insurer will want to see.

AircraftCategory Market priceCruise Typical rangeMax range Useful loadInsurance / rating
Daher TBM 980Turboprop ~$5.4M 330 kt 1,580 nm 1,730 nm 913 lb No type rating; 500+ TT & IR typical
Pilatus PC-12 NGXTurboprop ~$6.2M 290 kt 1,600 nm 1,800 nm 2,000 lb No type rating; broad insurer pool
Piper M700 FuryTurboprop ~$4.1M 301 kt 1,250 nm 1,424 nm 650 lb No type rating; newest type (2024)
Epic E1000 AXTurboprop ~$4.95M 333 kt 1,450 nm 1,650 nm 950 lb No type rating; specialist insurers
Cirrus Vision Jet SF50 G2+Light Jet ~$3.6M 305 kt 1,000 nm 1,275 nm 450 lb Type rating required; single-engine jet
Embraer Phenom 300ELight Jet ~$10.5M 453 kt 1,800 nm 2,010 nm 1,100 lb Type rating required; twin-engine
HondaJet Elite IILight Jet ~$7.2M 422 kt 1,250 nm 1,437 nm 850 lb Type rating required; twin-engine
Citation CJ4 Gen3Light Jet In production (2026) 451 kt 1,950 nm 2,165 nm 1,200 lb Type rating required; twin; fastest/longest-legged

Figures are OEM-published headline numbers for planning only; verify against current specs. Want to see which of these actually reaches your trip? Try the Range & Mission tool.

Coverage descriptions are summaries for general information only and are subject to the terms, conditions and exclusions of the issued policy. Insurance is placed through OptiSky, LLC (OptiSurance).