Aircraft Loan Calculator
Estimate your monthly aircraft loan payment. Adjust the purchase price, down payment, term and interest rate — the numbers update as you type.
Financing by category
Typical terms lenders quote by aircraft class. Down payment, rate and amortization all move with the airframe, its age and your experience — use these as a starting point, then plug real numbers into the calculator above.
Piston singles & twins
- Down payment
- 10–20%
- Interest rate
- 6.4–7.5%
- Max amortization
- up to 20 yrs
Broadest lender pool; rate rises for older airframes and experimentals.
Turboprops
- Down payment
- 15–20%
- Interest rate
- from ~6.34% (turbine tier)
- Max amortization
- up to 20 yrs
No type rating; lender pool broad — TBM and PC-12 well established.
Light jets
- Down payment
- 15–25%
- Interest rate
- turbine tier, case-by-case
- Max amortization
- up to 20 yrs, shorter on new types
Type rating required; pool narrower on CJ4 Gen3 / M700 until a track record builds.
Rates and terms are illustrative and change with the market and credit — not a financing offer. Turbine tiers start around 6.34%; piston paper runs higher.